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10 Things to ask your GTA Toronto Re...

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10 Things to ask your GTA Toronto Realtor Questions to Ask Your Listing Agent When you’re dealing with the big money involved in selling a house, you need to have complete confidence in the person handling the important details. After all, real estate isn’t your area of expertise, so you want to benefit from the experience and help of a professional. But how can you be sure you’re partnering with the best agent for your needs?
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Should restaurant tips be added auto...

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Should restaurant tips be added automatically? Restaurants may have to cross out the “20 per cent gratuity will be added to parties of six or more” line on their menus if a bill proposing the elimination of automatic tips gets passed at Queen’s Park.
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How To Stay Out Of Debt

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A system could be something as simple as not spending money on junk food or meticulously documenting every single expenditure. Source: Hannif Highclass c/o Genie Sabre Realty Inc. Publish:MY BLOG: Toronto Real Estate: September 6, 2012 Disclaimer: This topic is not new. It inundates our political chatter and rears its head every time we turn on the TV. There are no less than a...
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Banks to End Cashback Down Payments

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Banks to End Cashback Down Payments Cashback down payment mortgages are on the endangered list. One of the biggest remaining lenders with a cashback down payment mortgage is Scotiabank, which announced today that it is terminating its “Free Down Payment” program, effective September 15.
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Home Price Dip In June

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Home Price Dip In June The Canadian Real Estate Association says there were fewer sales of previously owned homes last month, down 1.3 per cent from May and down 4.4 per cent from June 2011. The national average home price in June was $369,339, down 0.8 per cent from the same month last year.
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Aquaria Grande Residential Tower

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Aquaria Grande Residential Tower Landmark Building in Borivali of Mumbai. Source: Hannif Highclass c/o Genie Sabre Realty Inc. Publish:MY BLOG: Toronto Real Estate: June 16, 2011 The Ultimate level of Luxury! The beautiful Aquaria Grande residential towers, currently undergoing construction, will be equipped with one of the most stunning architectural feats when the project is completed. Two tall towers offering...
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Initial Deposit Money in Real Estate...

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Initial Deposit Money in Real Estate Transactions What happens to your Initial Deposit?   Source: Hannif Highclass c/o Genie Sabre Realty Inc. Publish:MY BLOG: Toronto Real Estate: June 16, 2011  Your Money In Trust … A Trust Account … What Should You Expect? Here is a email recently I got from one of my Buyer Clients: “I recently gave personal cheque to Mr Hannif (with the initial offer) and that has been...
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Stricter Lending Rules Stave Off Can...

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Stricter Lending Rules Stave Off Canadian Housing Bubble The HELOC Clock Starts Ticking Source: Hannif Highclass c/o Genie Sabre Realty Inc. Publish:MY BLOG: Toronto Real Estate: August 24, 2012 Office of the Superintendent of Financial Institutions Canada (OSFI) – the governing body that regulates all financial banks, credit unions, etc. has adopted under its “The Guideline, Residential Mortgage Underwriting Practices and...
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Life after Bankruptcy

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Life after Bankruptcy There is life after bankruptcy for first time home buyers Source: Hannif Highclass c/o Genie Sabre Realty Inc. Publish:MY BLOG: Toronto Real Estate: August 20, 2012 Bankruptcy doesn’t mean the end of the dream for first time home buyers Filing for bankruptcy is not the financial disaster that sweeps away your credit freedom for the rest of your life. But getting your credit...
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There is life after bankruptcy for first time home buyers Source: Hannif Highclass c/o Genie Sabre Realty Inc. Publish:MY BLOG: Toronto Real Estate: August 20, 2012 Bankruptcy doesn’t mean the end of the dream for first time home buyers Filing for bankruptcy is not the financial disaster that sweeps away your credit freedom for the rest of your life. But getting your credit...
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True Story: A Touching Farewell!

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True Story:  A Touching Farewell! Tale of Mr. Zavere Poonawala & Ganga Datt Source: Hannif Highclass c/o Genie Sabre Realty Inc. Publish:MY BLOG: Toronto Real Estate: June 16, 2011   This incident is not from a film but a true and real story This about Mr. Zavere Poonawala who is a well-known Parsee industrialist in Pune, India. He had this driver named Ganga Datt with him for the last 30 years on his...
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5 Mistakes Buyers Make in a Hot Mark...

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Source: Hannif Highclass c/o Genie Sabre Realty Inc. Publish:MY BLOG: Toronto Real Estate: August 9, 2012 Canada’s Hot Housing Markets The nationwide data is clear: the housing market this summer has been hotter than at any time since the recession: The number of home sales pending rose 9.5 percent year-over-year from June 2011 to June 2012, as reported by the National...
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