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Posted by genieSABRE on March 27, 2012 | No Comments Clock is ticking on Canada’s mortgag... Source: Hannif Highclass Publish:Toronto real Estate Blog: March 26, 2012 RBC Hikes Record-Low Rate, Signalling End Of Ultra-Cheap Mortgages The clock is about to strike midnight for mortgages rates that have...
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Posted by genieSABRE on March 27, 2012 | No Comments Mortgage Rates Canada: Tipsy Topsy? Royal Bank Canada is raising its posted fixed and variable mortgage rates, of between 10 and 50 basis points in a sign the era of ultra low borrowing could be drawing to a close. The Toronto-based lender said its posted five-year closed mortgage rates will move up 20 basis points to 5.44 per cent effective Mar. 29, while bank's special fixed rate offer on a four-year fixed rate will add 50 basis points to 3.49.
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Posted by genieSABRE on March 15, 2012 | No Comments Canadian Homebuyers Getting Priced O... Source: Publish:MY BLOG: Toronto Real Estate: March 15, 2012 Overseas investors are snapping up properties in Canada’s largest cities, driving up prices and pushing ordinary Canadians out of the Housing...
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Posted by genieSABRE on March 12, 2012 | No Comments Identity Theft and your SIN number Should You or Should You Not Give Out Your SIN! When you visit your Mortgage Broker or Banker for the first time to obtain a mortgage pre-approval, there are certain documents and information you will be asked to provide so your mortgage application can be completed. Lenders, in general, like to see SINs on mortgage applications. As CAAMP’s VP of Education and Professional Affairs, Mark Webb, notes: “Lenders ask for the SIN but the client has no obligation to provide it. If the client refuses then it is up to the lender to assess how they will respond to the application.” ----Tips to protect your Social Insurance Number ----When should you provide your Social Insurance Number? ----When should you NOT provide your SIN?
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Posted by genieSABRE on March 5, 2012 | No Comments Choosing & Working With an Agen... Choosing & Working With an Agent
How To Get The Highest Price For Your Property
Choosing the right agent is crucial if you want to get the highest price for your property with the least amount of stress. Buyers have a choice - your home or someone else's. Your agent should be skilled, selling the positives of your property and, when necessary, selling the negatives of properties that are listed with other agents. This does not mean your agent should mislead people. It means that your agent works for you and not for the other home sellers or their agents..13 questions to ask an agent
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Posted by genieSABRE on March 4, 2012 | No Comments What’s The Law When Home Buyer... What's The Law When Home Buyer Or Seller Changes His Mind?
If a home buyer makes an offer on a house,are they bound to it?
If a home seller accepts an offer, can he change his mind?
The Binding Effect of Offers and Acceptances are different for the Buyer & Seller. AND the breach is Time-Line.
(A) Buyer submits offer - Seller not yet accepted offer
(B) Buyer submits offer - Seller accepted offer
(C) Offer Accepted but contingencies not waived
(D) Offer Accepted and contingencies waived -
Posted by genieSABRE on February 29, 2012 | No Comments SALE OF LAND FOR TAX ARREARS: City of Mississauga! Source: Hannif Highclass Publish: Toronto Real Estate Blog: Monday, Feb. 29, 201 The sale of land for tax arrears by public tender is governed by the Municipal Act, 2001, S.O. 2001, c.25, including...
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Posted by genieSABRE on February 29, 2012 | No Comments Canada’s housing bubble: This ... What You Need To Know! Source: George Athanassakos, Professor of Finance & Ben Graham Chair in Value Investing atRichard Ivey School of Business Publish: The Globe and Mail: Monday, Feb. 27, 2012 The...
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Posted by genieSABRE on February 28, 2012 | No Comments Home Appraisals for Sellers Home Appraisal for Sellers: The question "How much is it worth?" is subjective, and the answer depends on who you ask. A seller might think a property is worth more for sentimental reasons. A buyer might think it's worth less because of the shape it's in. A lender cares only about how much they can sell it for if they end up owning it in foreclosure. An appraisal will help to establish the market value of a property and the likely sales price it would bring in an open and competitive real estate market. and --- How to Get the Most out of a Home Appraisal! Video is a must watch!
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Posted by genieSABRE on February 28, 2012 | No Comments Lifestyles of the Rich and Famous Ca... The 10 Most Expensive Houses In Canada For Sale In Canada February 2012: Source: The Canadian Press Publish: MY BLOG: Toronto Real Estate: Feb 29, 2012 what you should expect Nine of the 10 most expensive houses for...
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Posted by genieSABRE on 04 11th, 2012
Mortgage Rates Drop!
Ready to Sell or Looking to Buy?
Call: Hannif Highclass @ 416-444-4252
"JUST DO IT! -- THIS IS YOUR WEB BLOG -- I DID MY PART -- NOW IT'S YOUR TURN
YOUR COMMENT NEEDED BELOW!
Remember: Seller: Flat Fee Listing - Why pay more?
Buyer: Get 50% Cashback!
Recent Reviews
Posted by genieSABRE on Aug 28, 2011
MLS Listing: Toronto Real Estate Board : 5 Juneau Cres., Whitby, ON Canada. detached House in Whitby, excellent buy for 1st. time home buyer. Buy with Low or Zero Down. we will help with Mortgage approval. Use genieSABRE as your buyers agent and get a commission cash rebate of appr. $4000 (max.) CLICK HERE : http://goo.gl/HeqcE
MLS Listing: Toronto Real Estate Board : 5 Juneau Cres., Whitby, ON Canada. detached House in Whitby, excellent buy for 1st. time home buyer. Buy with Low or Zero Down. we will help with Mortgage approval. Use genieSABRE as your buyers agent and get a commission cash rebate of appr. $4000 (max.) CLICK HERE : http://goo.gl/HeqcE
Posted by genieSABRE on Apr 11, 2012
div class=’posterous_autopost’div class=”posterous_bookmarklet_entry” blockquotediv p a href=”http://rebatereps.ca/2012/04/canada-housing-starts-march-2012/” title=”Permanent Link to Canada Housing Starts: March 2012″ img src=”http://rebatereps.ca/wp-content/uploads/2012/02/market_watch_treb-120×120.jpg”...
Posted by genieSABRE on Apr 11, 2012
div class=’posterous_autopost’div class=”posterous_bookmarklet_entry” blockquotediv p a href=”http://rebatereps.ca/2012/04/canada-housing-starts-march-2012/” title=”Permanent Link to Canada Housing Starts: March 2012″ img src=”http://rebatereps.ca/wp-content/uploads/2012/02/market_watch_treb-120×120.jpg”...
Posted by genieSABRE on Apr 11, 2012
Source: Hannif Highclass
Publish:Toronto real Estate Blog: April 11, 2012
March Sees Acceleration As Construction Picks Up
Canada’s home-building industry was unexpectedly hot in March — particularly the condo sector in Toronto.
The latest data on residential construction surprised analysts Wednesday, with Canada Mortgage and Housing Corp. reporting 14,517 actual...
Source: Hannif Highclass
Publish:Toronto real Estate Blog: April 11, 2012
March Sees Acceleration As Construction Picks Up
Canada’s home-building industry was unexpectedly hot in March — particularly the condo sector in Toronto.
The latest data on residential construction surprised analysts Wednesday, with Canada Mortgage and Housing Corp. reporting 14,517 actual...
Posted by genieSABRE on Apr 6, 2012
Not a Joke but a Realty!
Source: Hannif Highclass
Publish:MY BLOG: Toronto Real Estate: April 7, 2011
The town of Buford, Wyoming – population 1 – was sold for $900,000 to an unidentified buyer from Vietnam on Thursday after an 11-minute Internet auction that attracted worldwide interest.
The tiny Western town garnered online viewers and bidders from 46 countries for...
Not a Joke but a Realty!
Source: Hannif Highclass
Publish:MY BLOG: Toronto Real Estate: April 7, 2011
The town of Buford, Wyoming – population 1 – was sold for $900,000 to an unidentified buyer from Vietnam on Thursday after an 11-minute Internet auction that attracted worldwide interest.
The tiny Western town garnered online viewers and bidders from 46 countries for...
Posted by genieSABRE on Apr 5, 2012
WHY Home Prices are still on the Rise?
Source: Hannif Highclass
Publish:MY BLOG: Toronto Real Estate: April 6, 2011
what you should expect
Price increases in Canada’s booming housing market may be topping out, according to the latest survey by the country’s largest real estate organization.
The Canadian Real Estate Association says the survey of five major housing...
WHY Home Prices are still on the Rise?
Source: Hannif Highclass
Publish:MY BLOG: Toronto Real Estate: April 6, 2011
what you should expect
Price increases in Canada’s booming housing market may be topping out, according to the latest survey by the country’s largest real estate organization.
The Canadian Real Estate Association says the survey of five major housing...
Posted by genieSABRE on Mar 28, 2012
Source: Hannif Highclass
Publish:Toronto real Estate Blog: March 28, 2012
Tens of thousands of homeowners are at risk of break-ins and assaults
– if their personal information is made available online when they sell their homes, the country’s largest real estate board charges in a blistering attack against the country’s competition commissioner.
The Toronto Real...
Source: Hannif Highclass
Publish:Toronto real Estate Blog: March 28, 2012
Tens of thousands of homeowners are at risk of break-ins and assaults
– if their personal information is made available online when they sell their homes, the country’s largest real estate board charges in a blistering attack against the country’s competition commissioner.
The Toronto Real...
Posted by genieSABRE on Mar 20, 2012
Source: Hannif Highclass
Publish:MY BLOG: Toronto Real Estate: March 03, 2012
MoneySense Names Ottawa Best Place To Live
For the third year running, MoneySense magazine has named Ottawa as Canada’s best place to live, citing its “cultural offerings” and “family-friendly lifestyle” as some of the nation’s capital’s best...
Source: Hannif Highclass
Publish:MY BLOG: Toronto Real Estate: March 03, 2012
MoneySense Names Ottawa Best Place To Live
For the third year running, MoneySense magazine has named Ottawa as Canada’s best place to live, citing its “cultural offerings” and “family-friendly lifestyle” as some of the nation’s capital’s best...
Posted by genieSABRE on Mar 19, 2012
TD Bank to Government of Canada !
**Raise Minimum Down Payment For Home Buyers.
**CMHC's flex down program.
**Actions to constrain lending growth may be prudent.
**Shortening the maximum amortization to 25 years from 30.
TD Bank to Government of Canada !
**Raise Minimum Down Payment For Home Buyers.
**CMHC's flex down program.
**Actions to constrain lending growth may be prudent.
**Shortening the maximum amortization to 25 years from 30.
Posted by genieSABRE on Mar 10, 2012
Source: Hannif Highclass
Publish:MY BLOG: Toronto Real Estate: March 9, 2012
Big 5 Banks Drop Rates To Record Lows In Apparent Mortgage War
All five of Canada’s major banks are now engaged in a war for home buyers that will likely alarm policy makers concerned about Canada’s record levels of household debt.
But what may alarm economists may also be music to...
Source: Hannif Highclass
Publish:MY BLOG: Toronto Real Estate: March 9, 2012
Big 5 Banks Drop Rates To Record Lows In Apparent Mortgage War
All five of Canada’s major banks are now engaged in a war for home buyers that will likely alarm policy makers concerned about Canada’s record levels of household debt.
But what may alarm economists may also be music to...
Posted by genieSABRE on Mar 10, 2012
Questions to Ask a Real Estate Agent - How to Interview an Agent.
Smart consumers interview potential real estate agents before deciding on whom to hire. Just as you are sizing up the potential for a good fit, rest assured that the real estate agent will likely be interviewing you, too. Be wary of agents who don't ask you questions and probe for your motivation. You wouldn't work with just any agent off the street, and good agents are just as selective about their clients, too.
Questions to Ask a Real Estate Agent - How to Interview an Agent.
Smart consumers interview potential real estate agents before deciding on whom to hire. Just as you are sizing up the potential for a good fit, rest assured that the real estate agent will likely be interviewing you, too. Be wary of agents who don't ask you questions and probe for your motivation. You wouldn't work with just any agent off the street, and good agents are just as selective about their clients, too.
Posted by genieSABRE on Mar 6, 2012
Six ways to make sure you buy the right house
How To Get The Highest Price For Your Property
Choosing the right agent is crucial if you want to pay the right price for your property with the least amount of stress.. Your agent should be skilled, a good negotiator and must understand your needs and wants.. When necessary, selling the negatives of properties. It means that your agent works for you and not for the other home sellers or their agents..
Six ways to make sure you buy the right houseHow To Get The Highest Price For Your Property
Choosing the right agent is crucial if you want to pay the right price for your property with the least amount of stress.. Your agent should be skilled, a good negotiator and must understand your needs and wants.. When necessary, selling the negatives of properties. It means that your agent works for you and not for the other home sellers or their agents..
Check the Videot
Read More...
Posted by genieSABRE on Feb 28, 2012
Bank Of Canada Warns Home Equity Loans Pose Threat To Financial Security:
Canadians are becoming increasingly vulnerable to a housing correction, exposing them to a perfect storm of high debt and falling assets, the Bank of Canada warns. The Bank of Canada also notes that increasing debt levels have made Canadians more vulnerable to bankruptcies and insolvencies. Since 2000, about 100,000 Canadians a year have filed for insolvency or bankruptcy, triple the number in the 1980s.
Bank Of Canada Warns Home Equity Loans Pose Threat To Financial Security:
Canadians are becoming increasingly vulnerable to a housing correction, exposing them to a perfect storm of high debt and falling assets, the Bank of Canada warns. The Bank of Canada also notes that increasing debt levels have made Canadians more vulnerable to bankruptcies and insolvencies. Since 2000, about 100,000 Canadians a year have filed for insolvency or bankruptcy, triple the number in the 1980s.
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